8.13.12, Finance Debt Beliefs: Coming Out of Survivor Mode Page

I thought this was an interesting perspective to share on personal finance in regards to debts. 

Source: Creating Money and Abundance

Topic: Coming Out of Survivor Mode Page 107
My Debts represent my and other's belief in my future earning ability.

If you are considering going into debt, check in with your inner guidance first and ask if it is appropriate. Incurring debt to finance a major leap forward has within it the possibility of bringing you more money than you borrow. Incurring debts to meet monthly obligations might indicate a basic problem in your financial setup. You can borrow money for rent, but rent is still going to be due the next month. It is usually better to think about ways other than borrowing to create money on an ongoping basis.

Sometimes it seems necessary to borrow to make ends meet, to buy the things you need, or to finance a venture. If you have gone into debt, dont let the fact that you have debts keep you from feeling prosperous. If your debts seem unmanageable, if you feel you have borrowed beyond your baility to pay, go back to your original beleif that you would be able to pay these debts off easily. You trusted yourself to have future income and earnings when you borrowed that money, keep renewing that trust. Rather than worrying about your debts, pay gladly even a little payment each month. Visualize the amounts becoming less and the debts will eventually be paid off.

Worrying about debts is nonproductive. You may prefer not to be in debt, you are not going to get out og debt unless you focus your mind on creative ideas and work instead of worry. If you cannot make a payment, be sure to keep in touch with your creditors. Tell them your intention to pay, and send as much money as you can, even if it is only a portion of the payment due. Usually they will accept whatever you can afford on a monthly basis.