Decisive is Always A Win!

It's amazing what happens when we take some risk. If anything, I have finally learned how to take calculated risk. In retrospect, there are some people that cross your path who are worth it. And, there are those that are simply worthy of bothering someone else with all of their problems, issues, dramas, whinings, complaints, and daily negative problem attitudes.

I have decreased my desire to "help" people who need to be helped. I finally accepted that my responsibilities do not lie in saving the world, just my own. And, anything or anyone that comes into my space to threaten stability does not belong in my universe.

Period.

Over time, I have had to learn to maintain my boundaries. And, I have had to learn to simply not tolerate mess. My life is beautiful.


I can agree when you know what you want.

It's shows up in your life.

Period.

No questions asked.

You make decisions.

And, move on.

Part of the journey through myself has been me finding me at the core of my being and honoring the most authentic part of my internal self.

Rebirth.
New Life.
New Meaning.
New Purpose.
New Authenticity.
New Love.
New Joy.
New Happiness.
New Peace.

It's a wonderful feeling to be in my own authentic space in the universe:).

$5,000.00 in Backyard Upgrades For 109 KRISTI PATH!!!

109 KRISTI PATH IS CLOSE TO DYESS AFB AND READY FOR IMMEDIATE MOVE IN!!!

$5,000.00 in CLOSING, 1 YR WARRANTY, and a 30 DAY LEASE PERIOD (If Needed)! KRISTI IS LIVING. CHARMING. DIFFERENTLY in this 4BD, 3BA 2257 SQFT with Custom Wood Panel Ceilings & Engineered Hardwood Floors! The Gourmet Kitchen has Floor to Ceiling Cabinets, Granite Countertops, a Beautiful Island, and a Decorative Tile Backsplash. The almost Acre Lot is Perfect to host Sports & Family Gatherings from the Outdoor Kitchen. 5 Minutes to Kirby Lake. Disclaimer: Furniture is Virtually Staged.

Contact Rashida at 214-471-5424 or rashidatherealtor1@gmail.com for a Showing appointment! 

COVID-19 MORTGAGE MARKET CHANGES

The past 45 Days have been a slow creeping nightmare that we all wish we could wake up from. COVID-19 has disrupted any sense of normalcy. And, it looks like the way we live now, will be our new normal. What does this mean for the Mortgage and Real Estate Markets? 

Well, let’s start with the facts first. As of today 5/3/20 the FHLMC 30 Yr Mortgage Prime Rate is still hovering at 3.23%! These are absolute historic low!! Throughout history, we, as a country, have never seen rates quite this low.. It’s UNPRECEDENTED, UNHEARD OF! Therefore, if you are in a position to buy a home, CEASE this opportunity!!!  The low rates are producing high volume for refinances, which means, that if you need a job and have any type of real estate finance or mortgage experience, guess what? Banks are hiring!! They’re begging people to come to work with such high demand. 

Second, this current market...it’s the new normal. Yup, you hear it right, there’s is No going back to the way things were. Who remembers the 2008 Mortgage Crisis Recession Crash?  Banks have had 12 Yrs  to learn from mistakes. They’ve spent this time making sure that their risk management practices were tough so that when a crisis like this hit, they’d survive. Bear Stearns and Lehman Brothers Anyone? Right, no one even remembers who they are anymore. The big banks aren’t sweating as much because they’ve spent all that time in the stance of  “in the unlikely case of” scenarios. 

Thirdly, Qualifying standards are tightening. On 4/11/20 JPMC announced that they would only approve loans with borrow who had a 700 Credit Score or Above. What does that mean for our Home Buyers? You will have to make sure your financial affairs are in line and order because the only way to get approval through this lender is having an A+ Credit Score.

 Does that mean Buyers who have credit scores under 700 can't get approved?  No, it just means they'll have to find a lender that services that market range.  

Finally, the Sellers have had to make some adjustments. As Realtors we’ve added a new COVID-19 Addendum to extend contracts in case the virus has had an impact of the closing date being pushed out. Will your house still sell? Absolutely! It may just take a little longer than planned considering the current circumstances. If you are considering selling & haven’t listed the property yet, you may want to consider your states guidelines on the Shelter-In-Place Policy. This will have an impact of your final outcome. Your home will still sell. You just may need to exercise some patience in the process. 

5.5.12, My Fabulous Mentors;-)!

Wow, here are some memories of us from 06-07 when I first met her and Staci, and Dee! I can't believe it's been this long since I have Seen them. I'm excited!

Be love,
Rashida

THE PASSIONS (Parenting And Finance)

There are 2 things that I love that are absolutely essential to life is my Love for Parenting and Finance!! Over the past few yrs of learning how to navigate the maze of single parenting, I learned eventually that the things that were important to me b4 becoming a Mami, were just as important to me after I became one.  The challenge was realizing that they were missing from my life as it slowly started to stack back up and feel like it was in order again.  

I love to dance to but, i wont be writing about it regularly. One of the things I was naturally born to do is Dance, I started taking Dance lessons very early on around 6/7 years old.  I can remember when Micheal Jackson's Thriller came out in the early 80s I had to be all of maybe 3/4, Friday nights in our house were dedicated to Music on the Record Player and Radio, and during his world preview, as the baby, I joined the rest of my family in the living room, shakin my little money maker and showin them what I was workin with lol.  And, since then, it has never parted from me, because we didn't dance teams I ended up expressing my love for music and dance through cheer leading well nto my college years.     

And, even now, after a became a Hawt Mami, I began sharing music with my child as soon as he could comprehend it. Then, once old enough to dance, of course I bestowed our classic "shake you booty" dance on the kid lol.  Music and dance is just as much a passion now that it was 30 years ago.  

So, as you evolve in your parenting, know that yes there are certain aspects of yourself that you have to give up naturally.  However, there are also certain core things that you will never have to change and you can share them with your children as they grow and instill the importance for having passion in something.  I swear you will get so much job from watching your kid at Hip Hop Dance Festival Break Dancin' and think to your self, "Wow, i taught the first Pop Lock Combo to my kid...Pretty Amazing!"

So my question to you Mami, is what have you been passionate about previously?  Recognize those things and incorporate them into your parenting.  It will make both of you extremely happy:-)!

XOXO